Advice, Opinion, Personal, Travel

How I Saved Money For Travel

  • Needs vs. wants

This is actually very self-explanatory. Do you really need that 180 PHP cup of coffee everyday? Like, really need it that you can’t function without that Starbucks blend? I am a fan of dining out every once in a while when there’s an occasion or if I just want to treat my family but I know how to differentiate my needs and wants. When I went to Europe, I bought winter clothes in Baguio which only costs PHP 160 for a coat! Why would I need a branded item when no one would even care? As long as I am warm and happy, I’m good. I am actually still wearing my clothes I bought 5 years ago because I don’t see the need to buy new ones. If you feel like you can live without something, then don’t buy it. It will just make you happy for a while but it will leave a dent on your savings.

  • Open a savings account

A different account from your payroll account. I have 2 accounts: savings and payroll both of which from UnionBank. I also have a BPI card to receive some payments and that’s just it. What I do is that everytime my employer sends me money on the payroll account, I go to my bank app on my phone and transfer 80% of it to my savings account. literally cut my savings card so I cannot withdraw my money in it. Stupid but it works. LOL.

  • No credit cards

I don’t have a credit card and neither do I plan to have one anytime soon. I am not a financial guru but I highly discourage spending money that you do not have yet. It feels good to spend your money that is already there instead of enjoying things and having it become a burden after. I’m really not a fan of interest, as well. So please! As much as you possibly can, AVOID CREDIT CARDS!

  • Have a sideline

Or a raket, or a gig, or whatever you call that! Being an employee surely pays the bill but let us not kid ourselves and let us admit that traveling is a privilege. You cannot travel when you do not have money so use all your resources to have extra money. I don’t encourage people to spend all their life savings just to travel. Coming back from my Eurotrip, I am happy that I am not yet completely broke and there is still enough saving for me and my family. Find a sideline or a part time job where you are good at! I love selling so I still sell cosmetics and women’s stuff every now and then. At one point, I earned six-digit just by doing this. Start small then work your way up. It doesn’t matter if you are not earning that much with your other job but what’s important is you’re consistent and you have a steady flow of income.

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  • Reply Richel V. June 24, 2016 at 6:44 am

    Hats off for our owstarting to work as young as you did! It never crossed my mind to sell FS themes before. Lels. I have no entrepreneur skills then. I still can’t believe haters give you crap about being able to finance yn travel! It’s actually very possible, given take you have a lot of sidelines. Keep doing you, Jacklynne!

    • Reply Jacklynne June 24, 2016 at 3:39 pm

      Oh I really did enjoy making Friendster layouts. I still remember making those Jonas Brothers layout and it was super in demand! HAHAHA! Thanks, Richel and I wish you the best in everything you choose to do! <3

  • Reply Anonymous June 24, 2016 at 2:33 pm

    just love your blogs. ❤️

  • Reply Anne June 24, 2016 at 7:04 pm

    The person who accused you is totally an ignorant! I am a freelance worker too and I agree that you can earn such amount of money and/or even more than that! You’re doing the right thing. Keep doing what you’re doing!

    p/s: I use my own money from my freelance work to pay my school fees, bills and other expenses but people think that I have some sort of “sugar daddy” funding all my expenses. LOL!

    You’re an inspiration!

    • Reply Jacklynne June 24, 2016 at 8:47 pm

      Thank you, Anne! Guess some people just have to try it themselves so they will know what it’s like and in order for them to not accuse us things. I’ve been freelancing from highschool to college and I agree, we earn pretty good!

      Oh, well. What can I say? Jealousy really fucks up the brain!

  • Reply Tala June 25, 2016 at 12:50 am

    Totally can relate! I started to work as a ghostwriter for some companies signing up for article directories when I was 15, traveled to Singapore when I was 18 (got a 1-month job there), yet people thought I’m sort of a sex worker because who would believe that at that age, I can afford to travel alone using my own money.

    You are an inspiration to everyone reading your blog that dreams do come true if you work your ass off!

    FYI, I want to go back to online writing because of you!! 😁

    • Reply Jacklynne June 25, 2016 at 5:07 am

      For real. Online writing is fun! Got invited in the US when I was 17 to attend a conference for the company I’m writing for but my stupid birth certificate didn’t allow me to travel. Anyway, things happen for a reason and now I’m sure we ended up where we are supposed to be. I’m not really affected with the haters anymore but I feel sorry for them. 🙁

      Let’s continue slaying, girl! Good luck on our next life adventure! 🙂

  • Reply Alex June 27, 2016 at 3:34 pm

    I admire you sweetheart! You’ve done so much to achieve your dreams and you deserve it! I’m sure your parents are so proud of you. Keep reaching your dreams! You’ve inspired a lot of people. You inspired me to believe that nothing is impossible. Keep inspiring us, especially people your age. 🙂

    • Reply Jacklynne June 27, 2016 at 7:01 pm

      Thank you so much, Alex. I’m happy that my family especially my parents are so proud of me that they kept on sharing all my posts on their timeline, which is kinda creepy??? LOLJK. Thank you and I hope you can pray for more travels for me.

      Hoping the best for you, too! 🙂

  • Reply Odessa June 27, 2016 at 5:49 pm

    I learned a lot with this article of yours. I really need this. Because i am your opposite huhuhu. I spent so much and I cant help but give and give then give 🙁 i will do everything to be like you to save more. Thank you!

    • Reply Jacklynne June 27, 2016 at 6:51 pm

      It’s not bad to spend or to be generous every once in a while but you have to think of yourself. You can do a 2 weeks of extreme saving then a week of conservative spending. 🙂 Good luck to you, love! 🙂

  • Reply mheng June 28, 2016 at 2:46 am

    Wow this article is a mind blowing….
    I admire your wit personality keep it up girl…..
    I might fallow your advice anyway there is no age limits in saving money…..

    God Bless you….

    • Reply Jacklynne June 28, 2016 at 6:24 pm

      Thank you and I wish you good luck 🙂

  • Reply Bea June 28, 2016 at 9:53 am

    So inspired by your achievement girl. I’ve been dreaming of my Eurotrip too since college. I badly needed a sideline!

    • Reply Jacklynne June 28, 2016 at 6:24 pm

      Go for it! <3 Europe will wait for you! 🙂

  • Reply Sheen July 1, 2016 at 5:02 pm

    Hi, if you don’t mind me asking, what’s the name of the freelance writing company? 🙂

    • Reply Jacklynne July 3, 2016 at 9:47 pm

      Content Writing Solutions but I think they changed the name already as I can’t find their site anymore.

  • Reply icko July 3, 2016 at 2:04 pm

    I am now a fan. Kudos! I bet your future kid will be as wise as her mum in managing her finances. Btw, aside from selling, have you tried investing part of your earnings in stocks or in any other investment thingy?
    Anyway, you rock girl!

    • Reply Jacklynne July 3, 2016 at 9:49 pm

      I’m not sure about having a kid but yeah hopefully! 🙂

      I haven’t tried it and it doesn’t appeal to me, actually. I have to know more about it as a lot of my friends are motivating me to start now. 🙂

  • Reply Marah Alegre July 4, 2016 at 2:47 am

    Great advice! I’m turning 22, in college and working. I wish I could save but have bills to pay. I love to travel as well and your post inspired me to keep saving and saving. & don’t mind those ignorant comments. They’re only jealous because you’ve achieved so much at such a young age. Don’t let them put you down! God bless. 🙂

    • Reply Jacklynne July 4, 2016 at 5:39 pm

      I also have bills to pay. 🙂 I’m currently the breadwinner of my family but I didn’t see that as a reason to delay my dreams. I know that your parents and family will be very supportive of your decision to travel. I wish you all the good luck on your journey! 🙂

  • Reply Anonymous July 4, 2016 at 8:45 am

    Wooooow! I need to start saving right now. Thanks for the tips. May God bless you more! 😘

  • Reply Clauii Añonuevo July 5, 2016 at 1:11 pm

    I am 20 and I am the type to spend a lot. But you know what, I was really inspired by you and starting today, I’ll make saving money as a habit too. I am so thankful that I read this article. Continue to inspire other people especially teenagers. They badly need your inspirational stories. Haha! Seriously, you’re an inspiration. Keep it girl!

    • Reply Jacklynne July 5, 2016 at 10:24 pm

      Thank you, Clauii! Kaya ‘yan! We just really need to sacrifice for a bit but it will be worth it in the end! 🙂 Thanks for visiting my site! 😀

  • Reply Aimee Macandog July 6, 2016 at 1:58 am

    You’re an inspiration. I hope one day i can get rid of my credit card (might as well cut it na din para never ko na ma-gamit ever!) and that cutting the savings account card, that’s a brilliant idea! Saving up for a wedding, hopefully by the end of the year we can reach our target. 🙂 Thank you! 🙂

    • Reply Jacklynne July 6, 2016 at 4:45 pm

      Yas! Do it for the love! HAHAHA. Congrats on your wedding! May it be an amazing one! <3

  • Reply Bianca Trovela July 7, 2016 at 2:01 am

    Thank you for these helpful tips! You’re an inspiration!

  • Reply Jae July 9, 2016 at 3:30 am

    Hi, Jacklynne! I stumbled upon your blog through Richel’s. Man, I wish I could’ve done the same when I was your age a.k.a. eons ago. Hahaha! You truly lived a life at a young age; your future grandchildren would be so proud of you!

    • Reply Jacklynne July 10, 2016 at 3:06 pm

      Thank you, Jae! I love your blog! <3 I don't know if I'll have grandkids, though hahaha. I just hope that I'll inspire people my age and with the same difficult life as me that they can get their dreams just as long as they worked for it. 🙂

      • Reply Jae July 11, 2016 at 4:09 pm

        Why, thank you! Aha, never say never! 😉 With that many social media share? I’m sure you’ve inspired a lot of people your age! 🙂

        • Reply Jade September 3, 2016 at 12:16 am

          I love you reply here Jacklynne. So many people are obsessed with pro-creating, etc esp Filipinos. Don’t assume that everyone wants kids then grandkids. Just don’t!

          • Jacklynne September 5, 2016 at 1:06 am

            Tell ’em, sistah!

  • Reply Augustin Ra July 10, 2016 at 1:20 pm

    This motivated me more to save money from my allowance. In less than a month, I was able to save 2K which is still far from my actual 13K goal by the end of the year. Ate, I’d love to know your saving tips and I also want to work for an extra income. Where and how? I’d love to help myself especially my mom with the expenses and I also want to buy her a mixer and her needed eyeglasses. Feel free to message me at 🙂

    • Reply Jacklynne July 11, 2016 at 4:02 pm

      Hi Augustin! You can check Fiverr, Elance, Freelancer, and Upwork for extra income! I know you can do it as I’ve seen your blog and you’re a talented lady. 🙂

  • Reply Mea Wong August 8, 2016 at 12:57 pm

    Hey Jacklynne! This is so inspiring! From what I have read on this post, you really do deserve the Eurotrip, and other people should stop judging what other people do about their hard-owned money. Cheers!

  • Reply Anonymous August 18, 2016 at 1:25 am

    I just BOOKMARKED your blog. I’m so into it. Thank you for this. Such an inspiration!

  • Reply Anonymous August 18, 2016 at 2:10 am

    I honestly enjoyed reading this blog/article or whatever 👌🏼, kudos to u dear! Don’t mind them haters. You deserve that trip after your hard work. You were alone with this travel? Thats more admiring. Keep it up ❤️

  • Reply Deejay Aguila August 22, 2016 at 6:40 pm

    Wow! This inspired me big time! Thank you for sharing this Jack! 😊❤️ I once gave up on my dreams but oh thank you so much for bringing it back!! Will definitely follow this!! Hope I can meet you! 😊

    • Reply Jacklynne August 23, 2016 at 8:20 pm

      DON’T YOU DARE GIVE UP ON IT AGAIN! NEVER! You will make it happen, I swear!

  • Reply Rhea Espinosa August 22, 2016 at 11:48 pm

    Wow! You are one amazing lady! And kudos to your parents for bringing you up to be a responsible and hardworking person even at a young age! Thank you for inspiring us. Will be a fan of your blog from now on.

    • Reply Jacklynne August 23, 2016 at 7:57 pm

      I owe my parents a lot! Hihi!

      Thank you!

  • Reply Koudelcka August 23, 2016 at 1:19 am

    Hi Jacklynne,

    I shared your blog with my siblings and boyfriend. Very inspiring!
    Thank you and keep writing to inspire and motivate people like me.

    God bless you more!

    • Reply Jacklynne August 23, 2016 at 7:57 pm

      Thank you so much for sharing!

  • Reply Johnabelle Ramos August 23, 2016 at 2:36 am

    I just saw your article from WhenInManila post on Facebook. and While reading it. I got curious how & what did you do to achieve all your dreams & goals to travel at a young age. So I checked your blog. And I was really inspired. From now on, I’ll surely make saving money as a habit too. Thank you for this article! and Keep inspiring others like me! 🙂

    • Reply Jacklynne August 23, 2016 at 7:56 pm

      Yay! Glad I inspired you! 🙂

  • Reply Athena August 23, 2016 at 6:44 am

    Hi Jack,

    Just wondering after the tour you’ve book which is 14 days where did you stay did you travel from one place to another or stayed in one place for the next 46 days? Thanks

    • Reply Jacklynne August 23, 2016 at 7:54 pm

      Stayed at my tita, cheap hostels, and family friends! 🙂

  • Reply Regina Roque August 24, 2016 at 2:05 am

    Hey Jacklynne 🙂

    I really got so inspired with your articles about your Eurotrip. It totally fired up my dream to go Europe before I turn 30.

    May I know which are your top 3 favourite cities? 🙂

    Would just like to ask also, I remember reading some sites you suggested for freelance works, but I can’t seem to find them now. Would you be kind to reiterate it for me? 🙂

    • Reply Jacklynne August 24, 2016 at 3:35 am

      Yay! Go for it! 🙂 My top 3 fave cities are: Prague, Venice, and Bern (but it’s a hella expensive place so might change this soon! HAHAHA)

      Check,! 🙂

  • Reply Marie August 24, 2016 at 12:22 pm

    Hi Jacklynne! Just wondering, where did you stay during your trip? Did you stay at a friend’s house?

    • Reply Jacklynne August 24, 2016 at 3:10 pm

      Yup! Aunt and family friend. 🙂

  • Reply Pearl August 24, 2016 at 4:33 pm

    I’ve read your posts on facebook regarding this and I was just so curious. I checked your website and viola. This is a wake up call for me. Very helpful. I must keep in mind all the things you’ve said in this article. Thank youuuu! 😃

    • Reply Jacklynne August 24, 2016 at 4:53 pm

      Thank you, Pearl! Good luck! 🙂

  • Reply Prince August 25, 2016 at 2:45 pm

    Hi! I just want to let you know that I’ve never read such a genuine article about saving (I’ve read a lot). Reading it felt like you were talking to me. I’m a fan now! And I want to travel too but I need to be prepared for it. I loved every single tip you shared. Thank you and keep on inspiring people!

    • Reply Jacklynne August 25, 2016 at 5:03 pm

      Thank you! Best thing I’ve read today!!! I’m so glad to be relatable. Hahaha. Mwah! Thanks for reading!!!

  • Reply Kate August 26, 2016 at 12:52 am

    Im inspired and determined to achieve my dreams when i read your blog,,,
    It opens new door to the people who lost hope in achieving their dreams, and im one of those people…
    Now I can say to myself, if you can, i can too….😘💋

    • Reply Jacklynne September 2, 2016 at 4:37 am

      Of course you can! Believe in yourself, Kate! <3

  • Reply Trina September 3, 2016 at 2:53 am

    How much did you save up for this trip? Do you think 150k is enough for a month? I’m planning to go on a Eurotrip next year as well but scared about finances.

    • Reply Jacklynne September 5, 2016 at 1:06 am

      Depending on your itinerary and traveling style but do 200k to be sure! 🙂

  • Reply Kath September 3, 2016 at 5:55 am

    You know what, when I first saw the article about this in When In Manila, without watching the video and reading the whole article, I thought “Eto nanaman, eh mayaman naman talaga to eh, humingi lang naman yan sa parents niya ng pera” but when I was reading the first paragraph of that article, I had goosebumps!!!!

    You’re very hardworking! Alam mo yung I also like to travel like u did but we’re not rich and I’m just the average working girl kaso now, I realize that kulang ako sa diskarte sa buhay.I actually don’t have any rakets, I close my online store when I got scammed twice with a lot of money and now, I just depend on my lone job. You really inspire me to save although hindi naman ako magastos sa shopping, kulang lang talaga ako sa diskarte 🙂 Haaay Alam mo after reading this, ang una kong sinabi eh ang goal ko is to travel around the world in a year!! Diba!? Ang laki!! But caption mo nga sa video, “If your dreams doesn’t scare you,they ain’t big enough” AHHHH I WILL PUT YOUR PICTURES ON MY WALL NA FOR INSPIRATION!! HAHAHA GODBLESS <3

    • Reply Jacklynne September 5, 2016 at 1:05 am

      Grabe huhuhu wag ka sana matakot sa pic ko sa wall mo! Thank you so much and good luck chasing your dreams!!! <3

  • Reply Tina October 4, 2016 at 11:15 am

    Hi..does the bank cert that you have to show should come from a savings account or is a cash card account acceptable?

    • Reply Jacklynne October 6, 2016 at 1:51 am

      Ask the bank if they will grant a bank certificate for your account. Thanks! 🙂

  • Reply What I’ve Been Clicking | Richel Goes Places January 30, 2017 at 7:23 am

    […] me to her blog. I liked reading how she told her story on how she was able to get it done , how she saved money, how to apply for VISAs, and the lessons she learned from going to Europe – including how she […]

  • Reply John Paul Silva February 28, 2017 at 11:45 am

    Hi there! i’m John thanks to your blogs. I know now what would be my future looks like. We have the same story in life and I am so happy that there are still a lot of young adults (like us) who strive hard for the life in the future.

  • Reply Jane ❣ May 12, 2017 at 12:42 am

    You’re really an inspiration. I keep on reading your blogs because they are the most detailed. I have my appoitment ready for schengen visa after reading your blogs. Now, I am worrying about my savings, i dont know if that will be enough. I wish to see Amsterdam after the movie “The fault in our Stars”. I will stay in the Netherlands for 7 days and that’s it. I will go back home. I currently have P150k on my account. Do you think that is enough?

    And also, for the proof of rootedness, they keep on telling to include credit card statements, but i dont have a credit card like you. I thought it’s a requirement. That was a relief. 🤓

    Please reply. Thank you.

    • Reply Jacklynne June 4, 2017 at 4:48 am

      Yes, I think that is enough if you get a cheaper flight. Good luck!

  • Reply Shane Balbin July 19, 2017 at 4:52 pm

    Hi Jack, your articles about traveling are very helpful and informative; it inspired me to travel someday. By the way, you talked about your job as a writer online where you earned around 17k/month. I currently have a job in an ad company but I’m really passionate about writing and I still want to pursue it even though I already have a job that I enjoy. Do you know any legit company where I can write articles from home and still get paid?
    Your reply will be very much appreciated ☺
    Thank you and more power to you☺

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